FOR INDIVIDUALS
AUTO INSURANCE
Like in many Midwestern cities, driving is the primary mode of transportation in Toledo and Northwest Ohio. And the more you drive, the higher your risk of an accident, which can be devastating to you and your vehicle — both physically and financially.
An auto insurance policy can provide property damage coverage and bodily injury coverage so you can protect who and what matters. It’s also required by all U.S. states.
We can help you get a personalized, affordable insurance plan that covers what you need without breaking the bank — and even help you save with discounts and reductions if you qualify as a good driver or student.
Find out what other benefits you may receive with a Bidwell Hudson auto insurance policy by calling us today.
HOME INSURANCE
Home is where the heart is — not to mention a sizable amount of your net worth. Your home is one of your biggest investments, so homeowners insurance is designed to protect your home and possessions against theft and damage. It can also include personal liability coverage for injuries or damage.
Home insurance is a necessity. That’s because basically every mortgage company will require you, as a borrower, to have coverage for either full or fair property value. What your exact policy rate is will be mainly determined by the home’s past claim history as well as its condition and neighborhood.
So whether you’re a first-time homebuyer or a current homeowner, we can help you get an affordable home insurance policy with excellent coverage to protect your family and possessions.
UMBRELLA INSURANCE
Having insurance is about protecting the ones you love and the things you own. For example, auto insurance covers your vehicles, and homeowners insurance covers your home. But a personal umbrella insurance policy provides extra liability insurance coverage that your other policies don’t.
Think of it like an added security layer that kicks in once the liability limits of your primary policies have been reached. An umbrella insurance policy can protect you from significant liability claims or judgments, especially if you engage in activities with a higher risk of being sued — as in cases of landlord liability, property damage or personal and bodily injury.
To find out how a personal umbrella insurance policy can help you, talk with a Bidwell Hudson advisor today.
RECREATIONAL LINES OF INSURANCE
If you enjoy the outdoors and using recreational vehicles like boats, motorcycles, ATVs and snowmobiles, protecting those vehicles with a recreational insurance policy is essential.
RECREATION POLICIES CAN PROVIDE COVERAGE FOR:
- Boats
- Motorcycles
- All-terrain vehicles
- RVs and motorhomes
- Snowmobiles
- Jet Skis
Recreational insurance can seem complicated — depending on a number of factors, it may be attached to your homeowners insurance or auto insurance policy. But Bidwell Hudson can help take away the worry by finding the right plan for your off-road sports vehicle that provides protection and coverage for bodily and personal injury, property damage, medical payments and more. Talk to a Bidwell Hudson representative today to find out about your policy options and what vehicles may apply for extended coverage.
