Bidwell Hudson Insurance

Group Health

Business owners insure buildings, vehicles and more, but the most important resource for any business is its employees. Group Health insurance protects employees by connecting them with a network of doctors, hospitals and pharmacies and providing substantial healthcare savings.

Group Disability

A Group Disability policy is a single policy which can cover a group of all eligible employees and is often more cost-effective than individual coverage. Premiums may be paid by the policyholder (the employer) and deducted from payroll, known as a noncontributory plan, or individuals may pay all or a part of the premium to the policyholder, known as a contributory plan. In either case, the premiums are generally lower than individual disability plans because the larger the group, the smaller the risk.